How to find the accommodation of your dreams? How to define your budget? How to finance your acquisition? To support you throughout your real estate purchase, SeLoger provides you with a guide adapted to each situation.
Search for your accommodation
In a tense real estate market where demand is strong but where properties – for sale or for rent – are rare, it is essential to pay particular attention to your search for accommodation, whether by entrusting it to a professional, showing reactivity, by prioritizing your criteria or by being both demanding and realistic.
Once you have visited a property that meets, if not all, your criteria, at least most of them, do not delay in sending a purchase offer to the owner. In a tense market where there are more buyers than sellers, be ready to quickly draw up an offer “on price”. It is still necessary that this has been formulated according to the rules of the art.
How to make a real estate purchase offer?
Real estate purchase offer model: everything you need to know to write it well
What is the legal deadline for an offer to purchase?
What happens after signing an offer to purchase?
Sign the sales agreement
As soon as your purchase offer is accepted by the owner of the accommodation you have set your sights on, you will need to sign a sales agreement. This preliminary contract will seal your agreement, list the elements of the sale (price, characteristics of the accommodation, etc.), mention the presence of any clauses/conditions and indicate the deadline for signing the authentic deed.
Understanding the sales agreement
Promise or compromise to sell a house: what’s the difference?
Sales agreement: is a suspensive condition still valid?
Can the purchase of housing be conditional on the sale of another property?
Sales compromise: can you cancel your purchase at any time?
Withdrawal or reflection period?
You wish to enter the accommodation before the deed of sale, is this possible?
Finance your real estate
You’re not an international star or a multi-millionaire? This chapter is for you. You will have to knock on the doors of the banks to find the best rate. You don’t have the time or you don’t like to negotiate, appoint a broker for you. He will accompany you until your loan is signed.
What is a real estate broker?
To become an owner, you have to go through a notary and also pay transfer taxes. You will sign the final deed of sale and pay the balance of your property. Welcome to the world of owners…
If you are currently a tenant , look into the exit conditions of your rental lease. In the case of an empty rental, the notice period is three months, or even only one month if the accommodation is located in a “tense” area. For “furnished” rentals, the notice period is one month.
If you own your home , ask yourself whether you will resell it (in which case, you will need to have it appraised ) or whether you will rent it out (in which case, you will have to set a rent. ).
In application of the Alur law, your landlord has one month to return your security deposit.
Define your needs and prioritize your criteria
To hope to find your next accommodation, you still need to know what it should look like! To have a precise vision of your future “home” , take a “romantic portrait” of it: surface area, location, services, price, etc.
Set up an email alert to find your accommodation
To be sure not to miss a rare loss, create an account with SeLoger to receive email alerts . Memorizing the criteria of your real estate search will allow you to be notified as soon as a property corresponding to your wishes (price, services, location, etc.) is offered for sale.
Determine your budget for purchasing your property
Contact a broker to get a clear idea of how much you can borrow . Also note that other costs (agency fees, notary fees , movers, etc.) are added to the sale price of a home.
Use the services of a real estate agent
A study has shown that by entrusting your search to a real estate agent, you increase by three the chances that your project will succeed. But a real estate agent will not only help you find your future home, he will also accompany you until the signing of the authentic deed of sale. He can even advise you on the feasibility of your project and, if necessary, help you negotiate the sale price with the seller.